Using a variety of consumer protection laws, we demand Collectors substantiate claims that your account is a valid, verifiable, legally owed obligation devoid any of the financial fraud which is now rampant in the lending industry. Our process is intended to assist you in stopping collection calls, harassment, and potential lawsuits on non-validated accounts by challenging your collectors to prove the alleged account is valid, verifiable, and legally collectible. Federal laws and statutes found in the Fair Debt Collection Practices Act, and other laws, are available to protect you from collectors, fraudulent collection practices, and violations of your rights. Not only may we stop the calls, we request that they prove the account is valid to be collected. We do not work with Federal Student Loans or the Department of Education.